Stablecoins offer good stability in the form of pegging to the USD, low fees, fast cross-border payments, and inclusivity for the unbanked population, serving as an alternative to weak local systems in Latam, Africa, and some regions of Asia. There are exceptions in the form of regional stablecoins such as $BRZ/Brazil, which is mainly active on @0xPolygon, and $IDRX/Indonesia, which is mainly active on Polygon and @base. Latam leads in adoption: ~90% of crypto activity is related to stablecoins as a hedge against inflation. They are used for remittances, salaries, and trading, with a volume three times greater than Btc. The region has the highest percentage of stablecoins to GDP according to IMF 2025 analytics. Platforms such as @Bitso and @mural_pay on Polygon integrate stablecoins for P2P payments. 71% of companies already use them for cross-border transactions due to high infrastructure and demand. I am closely following these three markets, especially Latam, because there is freedom for the development of crypto payment projects there.